Credit Analyst

hace 3 semanas

Santiago de Chile Caterpillar A tiempo completo

**Career Area**:
Finance

**Your Work Shapes the World at Caterpillar Inc.**

When you join Caterpillar, you're joining a global team who cares not just about the work we do - but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here - we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

**About Cat Financial**

**At Caterpillar, you build what matters—whether it’s the career you want, crucial work skills, strong relationships or new digital technologies. There are big jobs to be done worldwide—building critical infrastructure, bolstering local economies, meeting the demand for energy—and that work is powered by our people, which is build through diversity, aiming to achieve the best results.**

**If you are looking for personal and professional growth in a company with an inclusive culture that seeks equity, respect differences and believes in employee's potential, this is the right place We consider in all positions people with disabilities, diverse gender, culture, labor unions, political beliefs, ethnicity, religion, age, generation, race, nationality and sexual orientation.**

**Important**:

- **Don’t forget to include a resumé in English in your profile in Workday**

**Responsibilities**
- Reviews the credit history, profitability and liquidity of clients to assess the risk level involved in credit extension or money lending.
- Consults with customers to verify financial and credit transactions; responds to customer inquiries and resolves customer complaints.
- Communicates with credit associations and other relevant authorities about the credit history of customers.

**Skill Descriptors**

**Service Excellence**: Knowledge of customer service concepts and techniques; ability to meet or exceed customer
needs and expectations and provide excellent service in a direct or indirect manner.
**Accuracy and Attention to Detail**: Understanding the necessity and value of accuracy; ability to complete tasks with high levels of precision.
**Analytical Thinking**: Knowledge of techniques and tools that promote effective analysis; ability to determine the
root cause of organizational problems and create alternative solutions that resolve these problems.
appropriate communication behaviors.
**Credit Analysis and Verification**: Knowledge of credit analysis and verification; ability to utilize tools and techniques
to determine the credit-worthiness of an applicant.
**Financial Statement Analysis**: Knowledge of financial statement and balance sheet; ability to analyze financial
statement data and determine the credit-worthiness of a business enterprise.
to perform loan origination activities while adhering to established policies and procedures.

**Degree**:College degree +4years in Finance, Accounting, Business Administration or related.

**Experience**:A minimum of 3 years of credit working experience.

**Language Skills**:English intermediate.

LI

**Posting Dates**:
May 17, 2024 - May 30, 2024
Caterpillar is an Equal Opportunity Employer (EEO).

Not ready to apply? Join our Talent Community.

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